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Discover® Open Road Card
and
Citi® mtvU™ Platinum Select® Visa® Card for College Students
Side-by-Side Comparison

Here is the detailed comparison.
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Discover® Open Road Card and Citi® mtvU™ Platinum Select® Visa® Card for College Students

Discover® Open Road Card Offer Discover® Open Road Card  Official
Card
Name
Citi® mtvU™ Platinum Select® Visa® Card for College Students  Citi® mtvU™ Platinum Select® Visa® Card for College Students Offer
Discover Logo Discover 
 
Issuer
CitiBank  CitiBank Logo
 
Discover  Brand Visa 
None  Annual Fee None 
0*  Introductory
Rate
0 if you qualify* 
6 Mo.*  Length of
Intro Period
7 Mo. on Purchases* 
11.99% - 20.99% (Variable)*  Go To Rate
(After Intro)
12.99% - 21.99%* (Variable) 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Fair 
2% Cashback Bonus automatically at any gas station and any restaurant  Bullet Points:
1
No Cosigner required 
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall  2 Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores. 
Up to 1% unlimited Cashback Bonus on all other purchases  3 Earn 1 ThankYou Point for every dollar you spend on all other purchases. 
0% intro APR on balance transfers for 12 full months, then the Regular APR  4 Earn up to 2000 ThankYou Points twice a year for having a good GPA. 
0% intro APR on purchases for 6 months, then the Regular APR  5  
     



 


     


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