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TrueEarnings(R) Card from Costco and American Express
and
Chase Sapphire(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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TrueEarnings(R) Card from Costco and American Express and Chase Sapphire(SM)

TrueEarnings(R) Card from Costco and American Express Offer TrueEarnings(R) Card from Costco and American Express  Official
Card
Name
Chase Sapphire(SM)  Chase Sapphire(SM) Offer
American Express Logo American Express 
 
Issuer
Chase Bank  Chase Bank Logo
 
American Express  Brand Visa 
See Terms*  Annual Fee None 
See Terms*  Introductory
Rate
n/a 
See Terms*  Length of
Intro Period
n/a 
15.24%  Go To Rate
(After Intro)
12.24% Variable* 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Excellent 
Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.  Bullet Points:
1
Earn $100 in rewards - that's 10,000 bonus points after your first purchase! 
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco  2 Redeem points for travel, gift cards, merchandise, cash back and more 
No Annual Fee with your paid Costco Membership  3 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases 
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card  4 Points never expire and there are no limits on how many points you can earn 
No Limit on the Cash Back earned  5 24/7 Dedicated service advisors (No voice recording) 
     



 


     


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