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TrueEarnings(R) Card from Costco and American Express
and
Starwood Preferred Guest(R) Credit Card from American Express
Side-by-Side Comparison

Here is the detailed comparison.
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TrueEarnings(R) Card from Costco and American Express and Starwood Preferred Guest(R) Credit Card from American Express

TrueEarnings(R) Card from Costco and American Express Offer TrueEarnings(R) Card from Costco and American Express  Official
Card
Name
Starwood Preferred Guest(R) Credit Card from American Express  Starwood Preferred Guest(R) Credit Card from American Express Offer
American Express Logo American Express 
 
Issuer
American Express  American Express Logo
 
American Express  Brand American Express 
See Terms*  Annual Fee See Terms* 
See Terms*  Introductory
Rate
See Terms* 
See Terms*  Length of
Intro Period
See Terms* 
15.24%  Go To Rate
(After Intro)
15.24% 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.  Bullet Points:
1
Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. 
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco  2 Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates 
No Annual Fee with your paid Costco Membership  3 No annual fee for the first year and $45 thereafter 
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card  4 Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines 
No Limit on the Cash Back earned  5 Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners 
     



 


     


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