"Comparisons and secure applications
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Applied Bank® Secured Visa® Gold Preferred® Credit Card
|Applied Bank® Secured Visa® Gold Preferred® Credit Card||Official
|Citi Simplicity® Card|
|Go To Rate
|12.99% - 21.99%* (Variable)|
|0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.|
|2||There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.|
|3||No late fees - EVER|
|4||No penalty rate - EVER|
|5||No annual fee - EVER|
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