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Brighter Planet™ Visa® Credit Card
and
American DreamCard™ MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Brighter Planet™ Visa® Credit Card and American DreamCard™ MasterCard®

Brighter Planet™ Visa® Credit Card Offer Brighter Planet™ Visa® Credit Card  Official
Card
Name
American DreamCard™ MasterCard®  American DreamCard™ MasterCard® Offer
Bank of America Logo Bank of America 
 
Issuer
HSBC  HSBC Logo
 
Visa  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
n/a 
12
Billing
Cycles 
Length of
Intro Period
n/a 
9.99 /
15.99 
Go To Rate
(After Intro)
11.24 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Automatic point redemptions to help build renewable energy projects  Bullet Points:
1
Large monthly cash jackpots 
1 EarthSmart Point for every $1 net retail  2 Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase) 
1,000 EarthSmart bonus points with first transaction  3 Get 1,000 entries just for applying 
1,000 EarthSmart bonus points for signing up for paperless statements  4 Earn entries from everyday shopping 
Card issued by FIA Card Services, N.A.  5 No Annual Fee 
     



 


     


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