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IBERIABANK Visa® Platinum Card
and
Discover® Student Card - Monogram Collection
Side-by-Side Comparison

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IBERIABANK Visa® Platinum Card and Discover® Student Card - Monogram Collection

IBERIABANK Visa® Platinum Card Offer IBERIABANK Visa® Platinum Card  Official
Card
Name
Discover® Student Card - Monogram Collection  Discover® Student Card - Monogram Collection Offer
 Logo  
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
None  Annual Fee None 
n/a  Introductory
Rate
0* 
n/a  Length of
Intro Period
6 Mo.* 
9.25%, 12.25%, or 15.25%  Go To Rate
(After Intro)
13.99% - 20.99% (Variable)* 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Good 
No annual membership fee  Bullet Points:
1
5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. 
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).  2 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall. 
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically. 
Earn 1 bonus point for every $1 in qualifying net retail purchases  4  
Turn your points into hotel, gift, or experience rewards  5  
     



 


     


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