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IberiaBank Visa® Classic
and
READYdebit™ Card
Side-by-Side Comparison

Here is the detailed comparison.
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IberiaBank Visa® Classic and READYdebit™ Card

IberiaBank Visa® Classic Offer IberiaBank Visa® Classic  Official
Card
Name
READYdebit™ Card  READYdebit™ Card Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand Visa 
$0  Annual Fee See Site 
Introductory
Rate
n/a 
6 Mo  Length of
Intro Period
n/a 
4.00 /
5.00 
Go To Rate
(After Intro)
n/a 
Yes  Balance Transfer
Available
n/a 
Excellent  Credit Level
Required
Any 
Variable Rate APR ranging from Prime + 3% thru Prime + 5%  Bullet Points:
1
No late fees, no over limit fees, no interest charges - EVER 
0% Introductory APR on balance transfers for your first 6 billing cycles  2 Use your READYdebit card everywhere Visa debit cards are accepted 
25 Day grace period  3 Free direct deposit and bank account transfers, 50,000+ Green Dot cash load locations 
No transaction fee for balance transfers  4 Great online bill pay service with no overdraft, bounced check or NSF fees 
Online access to credit card information  5 No chexsystems or credit checks, No security deposits required 
     



 


     


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