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IBERIABANK Visa® Classic Card
and
New Millennium Bank Secured Gold Visa® or MasterCard®
Side-by-Side Comparison

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IBERIABANK Visa® Classic Card and New Millennium Bank Secured Gold Visa® or MasterCard®

IBERIABANK Visa® Classic Card Offer IBERIABANK Visa® Classic Card  Official
Card
Name
New Millennium Bank Secured Gold Visa® or MasterCard®  New Millennium Bank Secured Gold Visa® or MasterCard® Offer
 Logo  
 
Issuer
   Logo
 
Visa  Brand  
None  Annual Fee $59 
n/a  Introductory
Rate
n/a 
n/a  Length of
Intro Period
n/a 
7.25%, 10.25%, or 13.25%  Go To Rate
(After Intro)
19.5% 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Fair 
No annual membership fee  Bullet Points:
1
Approved regardless of credit history 
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).  2 Credit limits up to $10,000* 
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 Reports to all 3 bureaus 
Online access to credit card account information  4 Get cash at over 740,000 ATMs 
  5 No credit check* Terms and conditions apply. 
     



 


     


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