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IBERIABANK Visa® Classic Card
and
Blue Sky from American Express(R)
Side-by-Side Comparison

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IBERIABANK Visa® Classic Card and Blue Sky from American Express(R)

IBERIABANK Visa® Classic Card Offer IBERIABANK Visa® Classic Card  Official
Card
Name
Blue Sky from American Express(R)  Blue Sky from American Express(R) Offer
 Logo  
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
None  Annual Fee No 
n/a  Introductory
Rate
See Terms* 
n/a  Length of
Intro Period
See Terms* 
7.25%, 10.25%, or 13.25%  Go To Rate
(After Intro)
17.24%-21.24% Variable 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
No annual membership fee  Bullet Points:
1
0% Intro APR for 6 months on purchases 
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).  2 Earn 1 point for every dollar you spend 
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 Points good on any airline, hotel, car rental and more. 
Online access to credit card account information  4 No blackout dates or travel restrictions 
  5 Express Approval. Get a decision in less than 60 seconds. 
     



 


     


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