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Iberiabank Visa® Gold Card
&
Chase Sapphire Preferred SM Card
Side-by-Side Comparison


Here is the detailed comparison.

Iberiabank Visa® Gold Card and Chase Sapphire Preferred SM Card

Iberiabank Visa® Gold Card Offer Iberiabank Visa® Gold Card  Official
Card
Name
Chase Sapphire PreferredSM Card  Chase Sapphire Preferred SM  Card Offer
 Logo  
 
Issuer
Chase Bank  Chase Bank Logo
 
Visa  Brand  
$0.00*  Annual Fee $0.00 1 year, then $95.00* 
n/a*  Introductory
Rate
n/a* 
n/a*  Length of
Intro Period
n/a* 
9.25-15.25% (Variable)*  Go To Rate
(After Intro)
15.24% (Variable)* 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Excellent 
No annual membership fee  Bullet Points:
1
Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.  2 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. 
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.  3 Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM 
Earn 1% in cash back credit on all qualifying purchases  4 No foreign transaction fees 
No limit on cash back; no expiration date on eligibility for accounts in good standing  5 Receive a 7% annual dividend on all new points earned - even on points already redeemed 
     



 


     


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