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IBERIABANK Visa® Gold Card |
Official
Card
Name |
Citi Forward® Card for College Students |
 |
| |
Issuer |
| CitiBank |
 | |
| MasterCard |
Brand |
Visa |
| None |
Annual Fee |
None |
| n/a |
Introductory
Rate |
0 if you qualify* |
| n/a |
Length of
Intro Period |
7 Mo. on Purchases* |
| 9.25%, 12.25%, or 15.25% |
Go To Rate
(After Intro) |
12.99% - 19.99%* (Variable) |
| Yes |
Balance Transfer
Available |
Yes |
| Excellent |
Credit Level
Required |
Very Good |
| No annual membership fee |
Bullet Points:
1 |
No Cosigner required |
| Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). |
2 |
APR reduction on purchases when using credit wisely |
| Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
3 |
100 ThankYou Points each billing period that you pay on time and stay under your credit line |
| Earn 1% in cash back credit on all qualifying purchases |
4 |
Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening. |
| No limit on cash back; no expiration date on eligibility for accounts in good standing |
5 |
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