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IBERIABANK Visa® Gold Card |
Official
Card
Name |
Discover® More Card- Black |
 |
| |
Issuer |
| Discover |
 | |
| MasterCard |
Brand |
Discover |
| None |
Annual Fee |
None |
| n/a |
Introductory
Rate |
0* |
| n/a |
Length of
Intro Period |
9 Mo.* |
| 9.25%, 12.25%, or 15.25% |
Go To Rate
(After Intro) |
11.99% - 20.99% (Variable)* |
| Yes |
Balance Transfer
Available |
Yes |
| Excellent |
Credit Level
Required |
Very Good |
| No annual membership fee |
Bullet Points:
1 |
0% intro APR on balance transfers for a full 12 months, then the Regular APR |
| Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). |
2 |
0% intro APR on purchases for a full 9 months, then the Regular APR |
| Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
3 |
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more |
| Earn 1% in cash back credit on all qualifying purchases |
4 |
Up to 1% unlimited Cashback Bonus on all other purchases |
| No limit on cash back; no expiration date on eligibility for accounts in good standing |
5 |
No Annual Fee |
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