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IBERIABANK Visa® Gold Card
and
Discover® More Card- Black
Side-by-Side Comparison

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IBERIABANK Visa® Gold Card and Discover® More Card- Black

IBERIABANK Visa® Gold Card Offer IBERIABANK Visa® Gold Card  Official
Card
Name
Discover® More Card- Black  Discover® More Card- Black Offer
 Logo  
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
None  Annual Fee None 
n/a  Introductory
Rate
0* 
n/a  Length of
Intro Period
9 Mo.* 
9.25%, 12.25%, or 15.25%  Go To Rate
(After Intro)
11.99% - 20.99% (Variable)* 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
No annual membership fee  Bullet Points:
1
0% intro APR on balance transfers for a full 12 months, then the Regular APR 
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).  2 0% intro APR on purchases for a full 9 months, then the Regular APR 
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.  3 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more 
Earn 1% in cash back credit on all qualifying purchases  4 Up to 1% unlimited Cashback Bonus on all other purchases 
No limit on cash back; no expiration date on eligibility for accounts in good standing  5 No Annual Fee 
     



 


     


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