|
READYdebit® Card |
Official
Card
Name |
IBERIABANK Visa® Platinum Card |
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| |
Issuer |
|
| Visa |
Brand |
Visa |
| N/A* |
Annual Fee |
None |
| * |
Introductory
Rate |
n/a |
| * |
Length of
Intro Period |
n/a |
| * |
Go To Rate
(After Intro) |
9.25%, 12.25%, or 15.25% |
| No |
Balance Transfer
Available |
Yes |
| Any |
Credit Level
Required |
Excellent |
| 100% Approval Guaranteed!*– No Chexsystems or credit checks, bankruptcy okay! |
Bullet Points:
1 |
No annual membership fee |
| Now with FREE Credit Builder! |
2 |
Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00). |
| Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER! |
3 |
Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| Pay Nothing Now!– No deposits or prepayments required to get your card. |
4 |
Earn 1 bonus point for every $1 in qualifying net retail purchases |
| FREE Direct Deposit!– stop paying to cash your paycheck. |
5 |
Turn your points into hotel, gift, or experience rewards |
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