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Home Advantage™ World MasterCard® with WorldPoints® Rewards
and
Union Plus® MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Home Advantage™ World MasterCard® with WorldPoints® Rewards and Union Plus® MasterCard®

Home Advantage™ World MasterCard® with WorldPoints® Rewards Offer Home Advantage™ World MasterCard® with WorldPoints® Rewards  Official
Card
Name
Union Plus® MasterCard®  Union Plus® MasterCard® Offer
Bank of America Logo Bank of America 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
1.99 
12
Billing
Cycles 
Length of
Intro Period
6 Mo. 
9.99 -
19.99 
Go To Rate
(After Intro)
13.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn 1 point for every $1 in net retail purchases at all merchants  Bullet Points:
1
Must be a Union Member to apply. 
Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates  2 FREE Rewards Program designed for hard-working union members. 
Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.  3 Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. 
No limit to the number of points you can earn each year  4 Earn 1 Point for every dollar spent anywhere 
Card issued by FIA Card Services, N.A.  5 Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. 
     



 


     


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