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Home Advantage™ World MasterCard® with WorldPoints® Rewards
and
American DreamCard™ MasterCard®
Side-by-Side Comparison

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Home Advantage™ World MasterCard® with WorldPoints® Rewards and American DreamCard™ MasterCard®

Home Advantage™ World MasterCard® with WorldPoints® Rewards Offer Home Advantage™ World MasterCard® with WorldPoints® Rewards  Official
Card
Name
American DreamCard™ MasterCard®  American DreamCard™ MasterCard® Offer
Bank of America Logo Bank of America 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
n/a 
12
Billing
Cycles 
Length of
Intro Period
n/a 
9.99 -
19.99 
Go To Rate
(After Intro)
11.24 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn 1 point for every $1 in net retail purchases at all merchants  Bullet Points:
1
Large monthly cash jackpots 
Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates  2 Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase) 
Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.  3 Get 1,000 entries just for applying 
No limit to the number of points you can earn each year  4 Earn entries from everyday shopping 
Card issued by FIA Card Services, N.A.  5 No Annual Fee 
     



 


     


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