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Home Advantage™ World MasterCard® with WorldPoints® Rewards
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Home Advantage™ World MasterCard® with WorldPoints® Rewards and Orchard Bank Classic MasterCard®

Home Advantage™ World MasterCard® with WorldPoints® Rewards Offer Home Advantage™ World MasterCard® with WorldPoints® Rewards  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
Bank of America Logo Bank of America 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 to $79 
Introductory
Rate
12
Billing
Cycles 
Length of
Intro Period
6 Mo. 
9.99 -
19.99 
Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
Earn 1 point for every $1 in net retail purchases at all merchants  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates  2 Discounts available from MasterCard at many of your favorite merchants 
Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
No limit to the number of points you can earn each year  4 Periodic credit limit increase reviews to strengthen your buying power 
Card issued by FIA Card Services, N.A.  5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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