"Comparisons and secure applications
of the best credit card offers online."

Millennium Advantage Pre-Paid MasterCard®
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison

Here is the detailed comparison.
You can also add a third credit card.

Millennium Advantage Pre-Paid MasterCard® and Starwood Preferred Guest® Credit Card from American Express

Millennium Advantage Pre-Paid MasterCard®

Official
Card
Name

Starwood Preferred Guest® Credit Card from American Express

Issuer

American Express

MasterCard

Brand

American Express

See Site

Annual Fee

$45

n/a

Introductory
Rate

2.90

n/a

Length of
Intro Period

6 Mo

n/a

Go To Rate
(After Intro)

14.99

n/a

Balance Transfer
Available

Yes

Any

Credit Level
Required

Good

No credit check or income verification required

Bullet Points:
1

Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights

Use your card at over 900,000 ATMs and millions of locations worldwide

Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries

No Chexsystem check

Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines

No minimal balance required

Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets

Phone and On-line account access

First year fee-free and only $45 thereafter

Or you can return to one of our comparisons by type:

Millennium Advantage Pre-Paid MasterCard®
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison