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Citi CashReturns(SM) Card
and
Union Plus® MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Citi CashReturns(SM) Card and Union Plus® MasterCard®

Citi CashReturns(SM) Card Offer Citi CashReturns(SM) Card  Official
Card
Name
Union Plus® MasterCard®  Union Plus® MasterCard® Offer
CitiBank Logo CitiBank 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
1.99 
Up to 12 Mo.  Length of
Intro Period
6 Mo. 
As low as
9.99 
Go To Rate
(After Intro)
13.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.  Bullet Points:
1
Must be a Union Member to apply. 
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months  2 FREE Rewards Program designed for hard-working union members. 
Checks will be sent automatically every time you earn $50 - no calling necessary  3 Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. 
0% APR* on balance transfers for up to 12 months  4 Earn 1 Point for every dollar spent anywhere 
No Annual Fee  5 Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. 
     



 


     


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