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Citi CashReturns(SM) Card
and
Platinum Edition® Visa®
Side-by-Side Comparison

Here is the detailed comparison.
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Citi CashReturns(SM) Card and Platinum Edition® Visa®

Citi CashReturns(SM) Card Offer Citi CashReturns(SM) Card  Official
Card
Name
Platinum Edition® Visa®  Platinum Edition® Visa® Offer
CitiBank Logo CitiBank 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$0  Annual Fee $0 
Introductory
Rate
Up to 12 Mo.  Length of
Intro Period
15
Billing
Cycles 
As low as
9.99 
Go To Rate
(After Intro)
As low as
11.24 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.  Bullet Points:
1
Introductory 0% APR* on purchases for the first 15 billing cycles after your account is opened 
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months  2 Online access to view transactions, pay your bill, view up to 7 years of prior statements and more 
Checks will be sent automatically every time you earn $50 - no calling necessary  3 Purchase Protection and Extended Warranty 
0% APR* on balance transfers for up to 12 months  4 Up to a 25% discount at select car rental agencies 
No Annual Fee  5 FirstGuard® provides protection against identity theft 
     



 


     


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