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Citi CashReturns(SM) Card
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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Citi CashReturns(SM) Card and Discover® Motiva(SM)

Citi CashReturns(SM) Card Offer Citi CashReturns(SM) Card  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
CitiBank Logo CitiBank 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0  Annual Fee $0 
Introductory
Rate
3.9 
Up to 12 Mo.  Length of
Intro Period
Up to 12 Mo 
As low as
9.99 
Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.  Bullet Points:
1
Cash Rewards for your good credit management* 
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
Checks will be sent automatically every time you earn $50 - no calling necessary  3 5% to 20%Cashback Bonus® at top online retailers 
0% APR* on balance transfers for up to 12 months  4 Up to 1% Cashback Bonus on all other purchases 
No Annual Fee  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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