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Citi CashReturns(SM) Card
and
Capital One® Platinum Prestige
Side-by-Side Comparison

Here is the detailed comparison.
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Citi CashReturns(SM) Card and Capital One® Platinum Prestige

Citi CashReturns(SM) Card Offer Citi CashReturns(SM) Card  Official
Card
Name
Capital One® Platinum Prestige  Capital One® Platinum Prestige Offer
CitiBank Logo CitiBank 
 
Issuer
Capital One  Capital One Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
n/a 
Up to 12 Mo.  Length of
Intro Period
n/a 
As low as
9.99 
Go To Rate
(After Intro)
7.90 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Excellent 
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.  Bullet Points:
1
Rest easy with an outstanding, low rate - for customers with excellent credit 
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months  2 No annual fee or balance transfer fees 
Checks will be sent automatically every time you earn $50 - no calling necessary  3 Your APR will not increase simply because you pay late only once or go over your credit limit 
0% APR* on balance transfers for up to 12 months  4 Consolidate balances and save money when you transfer higher-rate balances 
No Annual Fee  5 Emergency card replacement or cash advance if your card is lost or stolen 
     



 


     


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