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Citi CashReturns(SM) Card
and
AT&T Universal Savings&Rewards Card
Side-by-Side Comparison

Here is the detailed comparison.
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Citi CashReturns(SM) Card and AT&T Universal Savings&Rewards Card

Citi CashReturns(SM) Card Offer Citi CashReturns(SM) Card  Official
Card
Name
AT&T Universal Savings&Rewards Card  AT&T Universal Savings&Rewards Card Offer
CitiBank Logo CitiBank 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
0* 
Up to 12 Mo.  Length of
Intro Period
Up to 12 Mo. 
As low as
9.74 
Go To Rate
(After Intro)
As low as
8.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.  Bullet Points:
1
1 ThankYou Point for every dollar you spend on non-AT&T purchases 
Earn a 20% bonus on the cash back earned on all purchases for the first 12 months  2 Up to 10% savings for the first 12 months on AT&T purchases 
Checks will be sent automatically every time you earn $50 - no calling necessary  3 Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits 
0% APR* on balance transfers for up to 12 months  4 0% APR* on Balance Transfers for up to 12 months 
No Annual Fee  5 No annual fee 
     



 


     


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