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Clear from American Express®
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Clear from American Express® and Orchard Bank Classic MasterCard®

Clear from American Express® Offer Clear from American Express®  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
American Express Logo American Express 
 
Issuer
HSBC  HSBC Logo
 
American Express  Brand MasterCard 
$0  Annual Fee $0 to $79 
Introductory
Rate
Up to 12 Mo  Length of
Intro Period
6 Mo. 
As low as
13.49 
Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.  2 Discounts available from MasterCard at many of your favorite merchants 
Flexible Payment Terms. You can pay in full, or carry a balance. The choice is yours.  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
No annual fee and 0% intro APR for up to 12 months.  4 Periodic credit limit increase reviews to strengthen your buying power 
World class Cardmember benefits including Purchase Protection Plan, Buyers Assurance Plan, and Return Protection  5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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