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Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card
and
Citi CashReturns(SM) Card
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card and Citi CashReturns(SM) Card

Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card Offer Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card  Official
Card
Name
Citi CashReturns(SM) Card  Citi CashReturns(SM) Card Offer
Bank of America Logo Bank of America 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
12
Billing
Cycles 
Length of
Intro Period
Up to 12 Mo. 
9.99 -
19.99 
Go To Rate
(After Intro)
As low as
9.74 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.  Bullet Points:
1
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. 
For every $2,500 you spend in net retail purchases, you'll earn $25. That's a full 1% cash back  2 Earn a 20% bonus on the cash back earned on all purchases for the first 12 months 
Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.  3 Checks will be sent automatically every time you earn $50 - no calling necessary 
Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days.  4 0% APR* on balance transfers for up to 12 months 
Card issued by FIA Card Services, N.A.  5 No Annual Fee 
     



 


     


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