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Discover® Motiva(SM)
and
American DreamCard™ MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Discover® Motiva(SM) and American DreamCard™ MasterCard®

Discover® Motiva(SM) Offer Discover® Motiva(SM)  Official
Card
Name
American DreamCard™ MasterCard®  American DreamCard™ MasterCard® Offer
Discover Logo Discover 
 
Issuer
HSBC  HSBC Logo
 
Discover  Brand MasterCard 
$0  Annual Fee $0 
3.99  Introductory
Rate
n/a 
6 / 12 Mo  Length of
Intro Period
n/a 
10.99  Go To Rate
(After Intro)
11.24 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
Cash Rewards for your good credit management*  Bullet Points:
1
Large monthly cash jackpots 
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year  2 Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase) 
5% to 20%Cashback Bonus® at top online retailers  3 Get 1,000 entries just for applying 
Up to 1% Cashback Bonus on all other purchases  4 Earn entries from everyday shopping 
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
5 No Annual Fee 
     



 


     


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