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Discover® Motiva(SM)
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Discover® Motiva(SM) and Orchard Bank Classic MasterCard®

Discover® Motiva(SM) Offer Discover® Motiva(SM)  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
Discover Logo Discover 
 
Issuer
HSBC  HSBC Logo
 
Discover  Brand MasterCard 
$0  Annual Fee $0 to $79 
3.9  Introductory
Rate
Up to 12 Mo  Length of
Intro Period
6 Mo. 
10.99  Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Very Good  Credit Level
Required
Fair 
Cash Rewards for your good credit management*  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year  2 Discounts available from MasterCard at many of your favorite merchants 
5% to 20%Cashback Bonus® at top online retailers  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
Up to 1% Cashback Bonus on all other purchases  4 Periodic credit limit increase reviews to strengthen your buying power 
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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