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Chase Freedom(SM) Credit Card
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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Chase Freedom(SM) Credit Card and Discover® Motiva(SM)

Chase Freedom(SM) Credit Card Offer Chase Freedom(SM) Credit Card  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
Chase Bank Logo Chase Bank 
 
Issuer
Discover  Discover Logo
 
Visa  Brand Discover 
$0  Annual Fee $0 
n/a  Introductory
Rate
3.9 
n/a  Length of
Intro Period
Up to 12 Mo 
14.99  Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Very Good 
Receive $50 after you make your first purchase  Bullet Points:
1
Cash Rewards for your good credit management* 
3% Cash Back in your top 3 everyday spending categories  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
1% cash back for every $1 you spend on all other purchases  3 5% to 20%Cashback Bonus® at top online retailers 
Receive an extra $50 each time you save and redeem $200 in rewards  4 Up to 1% Cashback Bonus on all other purchases 
Freedom to change from earning cash to points and back again.  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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