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Chase Freedom(SM) Credit Card
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison

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Chase Freedom(SM) Credit Card and Starwood Preferred Guest® Credit Card from American Express

Chase Freedom(SM) Credit Card Offer Chase Freedom(SM) Credit Card  Official
Card
Name
Starwood Preferred Guest® Credit Card from American Express  Starwood Preferred Guest® Credit Card from American Express Offer
Chase Bank Logo Chase Bank 
 
Issuer
American Express  American Express Logo
 
Visa  Brand American Express 
$0  Annual Fee $45 
n/a  Introductory
Rate
2.90 
n/a  Length of
Intro Period
6 Mo 
14.99  Go To Rate
(After Intro)
14.99 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
Receive $50 after you make your first purchase  Bullet Points:
1
Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights 
3% Cash Back in your top 3 everyday spending categories  2 Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries 
1% cash back for every $1 you spend on all other purchases  3 Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines 
Receive an extra $50 each time you save and redeem $200 in rewards  4 Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets 
Freedom to change from earning cash to points and back again.  5 First year fee-free and only $45 thereafter 
     



 


     


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