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Chase Freedom(SM) Credit Card
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Chase Freedom(SM) Credit Card and Orchard Bank Classic MasterCard®

Chase Freedom(SM) Credit Card Offer Chase Freedom(SM) Credit Card  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
Chase Bank Logo Chase Bank 
 
Issuer
HSBC  HSBC Logo
 
Visa  Brand MasterCard 
$0  Annual Fee $0 to $79 
n/a  Introductory
Rate
n/a  Length of
Intro Period
6 Mo. 
14.99  Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Excellent  Credit Level
Required
Fair 
Receive $50 after you make your first purchase  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
3% Cash Back in your top 3 everyday spending categories  2 Discounts available from MasterCard at many of your favorite merchants 
1% cash back for every $1 you spend on all other purchases  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
Receive an extra $50 each time you save and redeem $200 in rewards  4 Periodic credit limit increase reviews to strengthen your buying power 
Freedom to change from earning cash to points and back again.  5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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