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Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card and Discover® Motiva(SM)

Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card Offer Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
Bank of America Logo Bank of America 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0  Annual Fee $0 
Introductory
Rate
3.9 
12
Billing
Cycles 
Length of
Intro Period
Up to 12 Mo 
9.99 /
15.99 
Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles  Bullet Points:
1
Cash Rewards for your good credit management* 
Earn 1 Point for every dollar you spend in net retail purchases  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.  3 5% to 20%Cashback Bonus® at top online retailers 
Free 24/7 Concierge Service. Absolute Fraud Protection.  4 Up to 1% Cashback Bonus on all other purchases 
Card issued by FIA Card Services, N.A.  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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