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Starwood Preferred Guest® Business Credit Card from American Express
and
Union Plus® MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Starwood Preferred Guest® Business Credit Card from American Express and Union Plus® MasterCard®

Starwood Preferred Guest® Business Credit Card from American Express Offer Starwood Preferred Guest® Business Credit Card from American Express  Official
Card
Name
Union Plus® MasterCard®  Union Plus® MasterCard® Offer
American Express Logo American Express 
 
Issuer
HSBC  HSBC Logo
 
American Express  Brand MasterCard 
$45
1st Free 
Annual Fee $0 
2.90  Introductory
Rate
1.99 
6 Mo  Length of
Intro Period
6 Mo. 
14.99  Go To Rate
(After Intro)
13.99 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights  Bullet Points:
1
Must be a Union Member to apply. 
Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts  2 FREE Rewards Program designed for hard-working union members. 
Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries  3 Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. 
Transfer to over 30 frequent flyer programs, most on a one-to-one basis.  4 Earn 1 Point for every dollar spent anywhere 
No annual fee for the first year and $45 thereafter  5 Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. 
     



 


     


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