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American DreamCard™ MasterCard®
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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American DreamCard™ MasterCard® and Discover® Motiva(SM)

American DreamCard™ MasterCard® Offer American DreamCard™ MasterCard®  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
HSBC Logo HSBC 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$0  Annual Fee $0 
n/a  Introductory
Rate
3.9 
n/a  Length of
Intro Period
Up to 12 Mo 
12.24  Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Very Good 
Large monthly cash jackpots  Bullet Points:
1
Cash Rewards for your good credit management* 
Every $1 in net retail purchases = 1 entry to win  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
Get 1,000 entries just for applying  3 5% to 20%Cashback Bonus® at top online retailers 
Entries are good for future drawings and there is no limit to how many times you can win  4 Up to 1% Cashback Bonus on all other purchases 
Holders also have access to MasterCard® Exclusive Online  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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