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American DreamCard™ MasterCard®
and
Starwood Preferred Guest® Credit Card from American Express
Side-by-Side Comparison

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American DreamCard™ MasterCard® and Starwood Preferred Guest® Credit Card from American Express

American DreamCard™ MasterCard® Offer American DreamCard™ MasterCard®  Official
Card
Name
Starwood Preferred Guest® Credit Card from American Express  Starwood Preferred Guest® Credit Card from American Express Offer
HSBC Logo HSBC 
 
Issuer
American Express  American Express Logo
 
MasterCard  Brand American Express 
$0  Annual Fee $45 
n/a  Introductory
Rate
2.90 
n/a  Length of
Intro Period
6 Mo 
12.24  Go To Rate
(After Intro)
14.99 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
Large monthly cash jackpots  Bullet Points:
1
Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights 
Every $1 in net retail purchases = 1 entry to win  2 Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries 
Get 1,000 entries just for applying  3 Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines 
Entries are good for future drawings and there is no limit to how many times you can win  4 Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets 
Holders also have access to MasterCard® Exclusive Online  5 First year fee-free and only $45 thereafter 
     



 


     


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