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American DreamCard™ MasterCard®
and
AT&T Universal Savings&Rewards Card
Side-by-Side Comparison

Here is the detailed comparison.
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American DreamCard™ MasterCard® and AT&T Universal Savings&Rewards Card

American DreamCard™ MasterCard® Offer American DreamCard™ MasterCard®  Official
Card
Name
AT&T Universal Savings&Rewards Card  AT&T Universal Savings&Rewards Card Offer
 Logo  
 
Issuer
   Logo
 
  Brand  
$0  Annual Fee $0 
n/a  Introductory
Rate
0* 
n/a  Length of
Intro Period
Up to 12 Mo. 
12.24  Go To Rate
(After Intro)
As low as
8.24 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
Large monthly cash jackpots  Bullet Points:
1
1 ThankYou Point for every dollar you spend on non-AT&T purchases 
Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)  2 Up to 10% savings for the first 12 months on AT&T purchases 
Get 1,000 entries just for applying  3 Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits 
Earn entries from everyday shopping  4 0% APR* on Balance Transfers for up to 12 months 
No Annual Fee  5 No annual fee 
     



 


     


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