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Capital One® Standard Platinum
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® Standard Platinum and Orchard Bank Classic MasterCard®

Capital One® Standard Platinum Offer Capital One® Standard Platinum  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
Capital One Logo Capital One 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 to $79 
0%  Introductory
Rate
See
Terms 
Length of
Intro Period
6 Mo. 
19.55  Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Fair  Credit Level
Required
Fair 
0% on purchases until December 2008. After that, variable APR, currently 19.55%  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
No annual fee  2 Discounts available from MasterCard at many of your favorite merchants 
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
No balance transfer fees  4 Periodic credit limit increase reviews to strengthen your buying power 
$0 Fraud Liability for unauthorized use if your card is lost or stolen  5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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