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Capital One® Platinum Prestige
and
AT&T Universal Savings&Rewards Card
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® Platinum Prestige and AT&T Universal Savings&Rewards Card

Capital One® Platinum Prestige Offer Capital One® Platinum Prestige  Official
Card
Name
AT&T Universal Savings&Rewards Card  AT&T Universal Savings&Rewards Card Offer
Capital One Logo Capital One 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 
n/a  Introductory
Rate
0* 
n/a  Length of
Intro Period
Up to 12 Mo. 
7.90  Go To Rate
(After Intro)
As low as
9.99 
Yes  Balance Transfer
Available
Yes 
Excellent  Credit Level
Required
Good 
Rest easy with an outstanding, low rate - for customers with excellent credit  Bullet Points:
1
1 ThankYou Point for every dollar you spend on non-AT&T purchases 
No annual fee or balance transfer fees  2 Up to 10% savings for the first 12 months on AT&T purchases 
Your APR will not increase simply because you pay late only once or go over your credit limit  3 Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits 
Consolidate balances and save money when you transfer higher-rate balances  4 0% APR* on Balance Transfers for up to 12 months 
Emergency card replacement or cash advance if your card is lost or stolen  5 No annual fee 
     



 


     


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