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Capital One® Standard Platinum for Students
and
Orchard Bank Classic MasterCard®
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® Standard Platinum for Students and Orchard Bank Classic MasterCard®

Capital One® Standard Platinum for Students Offer Capital One® Standard Platinum for Students  Official
Card
Name
Orchard Bank Classic MasterCard®  Orchard Bank Classic MasterCard® Offer
Capital One Logo Capital One 
 
Issuer
HSBC  HSBC Logo
 
MasterCard  Brand MasterCard 
$0  Annual Fee $0 to $79 
0%  Introductory
Rate
See
Terms 
Length of
Intro Period
6 Mo. 
19.55  Go To Rate
(After Intro)
7.90 -
15.99 
Yes  Balance Transfer
Available
No 
Limited
History 
Credit Level
Required
Fair 
0% on purchases until December 2008. After that, variable APR, currently 19.55%  Bullet Points:
1
Reporting to major credit bureaus providing opportunity to rebuild credit 
No annual fee or balance transfer fees  2 Discounts available from MasterCard at many of your favorite merchants 
A manageable credit line to help control your finances  3 Your account information is updated and at your fingertips 24/7 so you can manage it your way 
$0 fraud liability if your card gets lost or stolen  4 Periodic credit limit increase reviews to strengthen your buying power 
Online account services  5 E-alerts to your email or cell phone to remind you when a payment is due 
     



 


     


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