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Capital One® No Hassle CashSM Rewards for Students
and
Citi CashReturns(SM) Card
Side-by-Side Comparison

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Capital One® No Hassle CashSM Rewards for Students and Citi CashReturns(SM) Card

Capital One® No Hassle CashSM Rewards for Students Offer Capital One® No Hassle CashSM Rewards for Students  Official
Card
Name
Citi CashReturns(SM) Card  Citi CashReturns(SM) Card Offer
Capital One Logo Capital One 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$29  Annual Fee $0 
0%  Introductory
Rate
See
Terms 
Length of
Intro Period
Up to 12 Mo. 
16.65  Go To Rate
(After Intro)
As low as
9.99 
Yes  Balance Transfer
Available
Yes 
Limited
History 
Credit Level
Required
Very Good 
25% annual bonus on the cash you earn during the year  Bullet Points:
1
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. 
1% cash back on purchases you make from day one  2 Earn a 20% bonus on the cash back earned on all purchases for the first 12 months 
No limit on cash back and rewards won't expire for the life of your account  3 Checks will be sent automatically every time you earn $50 - no calling necessary 
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%  4 0% APR* on balance transfers for up to 12 months 
No balance transfer fees  5 No Annual Fee 
     



 


     


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