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Capital One® No Hassle Points(SM) Rewards - Average Credit
and
IberiaBank Visa® Classic
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® No Hassle Points(SM) Rewards - Average Credit and IberiaBank Visa® Classic

Capital One® No Hassle Points(SM) Rewards - Average Credit Offer Capital One® No Hassle Points(SM) Rewards - Average Credit  Official
Card
Name
IberiaBank Visa® Classic  IberiaBank Visa® Classic Offer
Capital One Logo Capital One 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$29  Annual Fee $0 
0%  Introductory
Rate
See
Terms 
Length of
Intro Period
6 Mo 
16.65  Go To Rate
(After Intro)
4.00 /
5.00 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Excellent 
Earn 5 points per dollar spent at gas stations, major grocery and drug stores  Bullet Points:
1
Variable Rate APR ranging from Prime + 3% thru Prime + 5% 
1 point per purchase everywhere else  2 0% Introductory APR on balance transfers for your first 6 billing cycles 
No limit on points earned and they don't expire for the life of the account  3 25 Day grace period 
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%  4 No transaction fee for balance transfers 
No balance transfer fees  5 Online access to credit card information 
     



 


     


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