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Capital One® No Hassle Points(SM) Rewards - Average Credit
and
READYdebit™ Card
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® No Hassle Points(SM) Rewards - Average Credit and READYdebit™ Card

Capital One® No Hassle Points(SM) Rewards - Average Credit Offer Capital One® No Hassle Points(SM) Rewards - Average Credit  Official
Card
Name
READYdebit™ Card  READYdebit™ Card Offer
Capital One Logo Capital One 
 
Issuer
   Logo
 
MasterCard  Brand Visa 
$29  Annual Fee See Site 
0%  Introductory
Rate
n/a 
See
Terms 
Length of
Intro Period
n/a 
16.65  Go To Rate
(After Intro)
n/a 
Yes  Balance Transfer
Available
n/a 
Fair  Credit Level
Required
Any 
Earn 5 points per dollar spent at gas stations, major grocery and drug stores  Bullet Points:
1
No late fees, no over limit fees, no interest charges - EVER 
1 point per purchase everywhere else  2 Use your READYdebit card everywhere Visa debit cards are accepted 
No limit on points earned and they don't expire for the life of the account  3 Free direct deposit and bank account transfers, 50,000+ Green Dot cash load locations 
0% APR on purchases until December 2008. After that, variable APR, currently 16.65%  4 Great online bill pay service with no overdraft, bounced check or NSF fees 
No balance transfer fees  5 No chexsystems or credit checks, No security deposits required 
     



 


     


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