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Capital One® Classic Platinum
and
Citi CashReturns(SM) Card
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® Classic Platinum and Citi CashReturns(SM) Card

Capital One® Classic Platinum Offer Capital One® Classic Platinum  Official
Card
Name
Citi CashReturns(SM) Card  Citi CashReturns(SM) Card Offer
Capital One Logo Capital One 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand MasterCard 
$19  Annual Fee $0 
0%  Introductory
Rate
See
Terms 
Length of
Intro Period
Up to 12 Mo. 
14.65  Go To Rate
(After Intro)
As low as
9.99 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Very Good 
0% on purchases until December 2008. After that, a variable APR, currently 14.65%  Bullet Points:
1
Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. 
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping  2 Earn a 20% bonus on the cash back earned on all purchases for the first 12 months 
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance  3 Checks will be sent automatically every time you earn $50 - no calling necessary 
No balance transfer fees  4 0% APR* on balance transfers for up to 12 months 
$0 Fraud Liability for unauthorized use if your card is lost or stolen  5 No Annual Fee 
     



 


     


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