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Capital One® Classic Platinum
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® Classic Platinum and Discover® Motiva(SM)

Capital One® Classic Platinum Offer Capital One® Classic Platinum  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
Capital One Logo Capital One 
 
Issuer
Discover  Discover Logo
 
MasterCard  Brand Discover 
$19  Annual Fee $0 
0%  Introductory
Rate
3.9 
See
Terms 
Length of
Intro Period
Up to 12 Mo 
14.90  Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Very Good 
Pay no interest until February 2009 on purchases  Bullet Points:
1
Cash Rewards for your good credit management* 
Save with a low non-intro variable APR, currently 14.9%  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping  3 5% to 20%Cashback Bonus® at top online retailers 
$0 Fraud Liability for unauthorized use if your card is lost or stolen  4 Up to 1% Cashback Bonus on all other purchases 
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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