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Capital One® Classic Platinum
and
Citi® mtvU™ Platinum Select® Visa® Card for College Students
Side-by-Side Comparison

Here is the detailed comparison.
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Capital One® Classic Platinum and Citi® mtvU™ Platinum Select® Visa® Card for College Students

Capital One® Classic Platinum Offer Capital One® Classic Platinum  Official
Card
Name
Citi® mtvU™ Platinum Select® Visa® Card for College Students  Citi® mtvU™ Platinum Select® Visa® Card for College Students Offer
Capital One Logo Capital One 
 
Issuer
CitiBank  CitiBank Logo
 
MasterCard  Brand Visa 
$19  Annual Fee $0 
0%  Introductory
Rate
See
Terms 
Length of
Intro Period
6 Mo 
14.65  Go To Rate
(After Intro)
13.99 
Yes  Balance Transfer
Available
Yes 
Fair  Credit Level
Required
Fair 
0% on purchases until December 2008. After that, a variable APR, currently 14.65%  Bullet Points:
1
No Annual Fee
0% APR* for 6 months on purchases, cash advances and balance transfers 
Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping  2 Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores. 
Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance  3 Earn 1 ThankYou Point for every dollar you spend on all other purchases.
Earn 25 ThankYou Points for paying on time. 
No balance transfer fees  4 Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA. 
$0 Fraud Liability for unauthorized use if your card is lost or stolen  5 Redeem points for gift cards, MTV events, and airline tickets. 
     



 


     


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