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Starwood Preferred Guest(R) Credit Card from American Express
and
Discover® Student More Card
Side-by-Side Comparison

Here is the detailed comparison.
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Starwood Preferred Guest(R) Credit Card from American Express and Discover® Student More Card

Starwood Preferred Guest(R) Credit Card from American Express Offer Starwood Preferred Guest(R) Credit Card from American Express  Official
Card
Name
Discover® Student More Card  Discover® Student More Card Offer
American Express Logo American Express 
 
Issuer
Discover  Discover Logo
 
American Express  Brand Discover 
See Terms*  Annual Fee None 
See Terms*  Introductory
Rate
0* 
See Terms*  Length of
Intro Period
6 Mo.* 
15.24%  Go To Rate
(After Intro)
13.99% - 20.99% (Variable)* 
Yes  Balance Transfer
Available
No 
Good  Credit Level
Required
Good 
Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.  Bullet Points:
1
5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza. 
Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates  2 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall. 
No annual fee for the first year and $45 thereafter  3 Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically. 
Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines  4  
Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners  5  
     



 


     


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