"Comparisons and secure applications
of the best credit card offers online."

Starwood Preferred Guest(R) Credit Card from American Express
and
READYdebit® Card
Side-by-Side Comparison

Here is the detailed comparison.
You can also add a third credit card.

Starwood Preferred Guest(R) Credit Card from American Express and READYdebit® Card

Starwood Preferred Guest(R) Credit Card from American Express

Official
Card
Name

READYdebit® Card

American Express

Issuer

American Express

Brand

Visa

See Terms*

Annual Fee

N/A*

See Terms*

Introductory
Rate

See Terms*

Length of
Intro Period

15.24%

Go To Rate
(After Intro)

Yes

Balance Transfer
Available

Good

Credit Level
Required

Any

Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.

Bullet Points:
1

100% Approval Guaranteed!*– No Chexsystems or credit checks, bankruptcy okay!

Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

Now with FREE Credit Builder!

No annual fee for the first year and $45 thereafter

Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER!

Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines

Pay Nothing Now!– No deposits or prepayments required to get your card.

Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners

FREE Direct Deposit!– stop paying to cash your paycheck.

Or you can return to one of our comparisons by type:

Starwood Preferred Guest(R) Credit Card from American Express
and
READYdebit® Card
Side-by-Side Comparison