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Starwood Preferred Guest(R) Credit Card from American Express |
Official
Card
Name |
Discover® MotivaCard |
 |
 |
American Express |
|
Issuer |
| Discover |
 | |
| American Express |
Brand |
Discover |
| See Terms* |
Annual Fee |
None |
| See Terms* |
Introductory
Rate |
3.99* |
| See Terms* |
Length of
Intro Period |
12 Mo.* |
| 15.24% |
Go To Rate
(After Intro) |
11.99% - 20.99% (Variable)* |
| Yes |
Balance Transfer
Available |
Yes |
| Good |
Credit Level
Required |
Very Good |
| Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel. |
Bullet Points:
1 |
Cash rewards for your good credit management |
| Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates |
2 |
Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account |
| No annual fee for the first year and $45 thereafter |
3 |
5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall |
| Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines |
4 |
Up to 1% unlimited Cashback Bonus on all other purchases |
| Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners |
5 |
3.99% intro APR on balance transfers for a full 15 months, then the Regular APR |
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