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Starwood Preferred Guest® Credit Card from American Express
and
American DreamCard™ MasterCard®
Side-by-Side Comparison

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Starwood Preferred Guest® Credit Card from American Express and American DreamCard™ MasterCard®

Starwood Preferred Guest® Credit Card from American Express Offer Starwood Preferred Guest® Credit Card from American Express  Official
Card
Name
American DreamCard™ MasterCard®  American DreamCard™ MasterCard® Offer
American Express Logo American Express 
 
Issuer
HSBC  HSBC Logo
 
American Express  Brand MasterCard 
$45  Annual Fee $0 
2.90  Introductory
Rate
n/a 
6 Mo  Length of
Intro Period
n/a 
14.99  Go To Rate
(After Intro)
12.24 
Yes  Balance Transfer
Available
Yes 
Good  Credit Level
Required
Good 
Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights  Bullet Points:
1
Large monthly cash jackpots 
Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries  2 Every $1 in net retail purchases = 1 entry to win 
Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines  3 Get 1,000 entries just for applying 
Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets  4 Entries are good for future drawings and there is no limit to how many times you can win 
First year fee-free and only $45 thereafter  5 Holders also have access to MasterCard® Exclusive Online 
     



 


     


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