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Bank of America Accelerated Rewards™ American Express® Card
and
Discover® Motiva(SM)
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America Accelerated Rewards™ American Express® Card and Discover® Motiva(SM)

Bank of America Accelerated Rewards™ American Express® Card Offer Bank of America Accelerated Rewards™ American Express® Card  Official
Card
Name
Discover® Motiva(SM)  Discover® Motiva(SM) Offer
Bank of America Logo Bank of America 
 
Issuer
Discover  Discover Logo
 
American Express  Brand Discover 
$0  Annual Fee $0 
Introductory
Rate
3.9 
12
Billing
Cycles 
Length of
Intro Period
Up to 12 Mo 
9.9  Go To Rate
(After Intro)
10.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Very Good 
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles  Bullet Points:
1
Cash Rewards for your good credit management* 
No annual fee and the flexibility to pay over time  2 Get a Pay-On-Time Bonus(SM) equal to a full month's interest every time you make 6 on-time payments in a row - twice a year, every year 
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates.  3 5% to 20%Cashback Bonus® at top online retailers 
Earn rewards faster with 1.25 points for every net retail purchase dollar  4 Up to 1% Cashback Bonus on all other purchases 
Access to more than 2,200 American Express Travel Services locations worldwide to help you.  5 Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners 
     



 


     


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