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Bank of America Accelerated Rewards™ American Express® Card
and
AT&T Universal Savings Platinum Card
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America Accelerated Rewards™ American Express® Card and AT&T Universal Savings Platinum Card

Bank of America Accelerated Rewards™ American Express® Card Offer Bank of America Accelerated Rewards™ American Express® Card  Official
Card
Name
AT&T Universal Savings Platinum Card  AT&T Universal Savings Platinum Card Offer
Bank of America Logo Bank of America 
 
Issuer
CitiBank  CitiBank Logo
 
American Express  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
0* 
12
Billing
Cycles 
Length of
Intro Period
Up to 12 Mo. 
9.99 /
15.99 
Go To Rate
(After Intro)
As low as
8.99 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Good 
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles  Bullet Points:
1
Up to 10% savings for the first 12 months on AT&T purchases 
No annual fee and the flexibility to pay over time  2 0% APR* on Balance Transfers for up to 12 months 
Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates.  3 No annual fee 
Earn rewards faster with 1.25 points for every net retail purchase dollar  4 Plus AT&T calling benefits: Up to 30 free phone minutes each month; 
Access to more than 2,200 American Express Travel Services locations worldwide to help you.  5 2 free directory assistance inquiries per month and other wireless benefits 
     



 


     


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