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Bank of America Visa Signature® WorldPoints™ Rewards
and
Capital One® Standard Platinum
Side-by-Side Comparison

Here is the detailed comparison.
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Bank of America Visa Signature® WorldPoints™ Rewards and Capital One® Standard Platinum

Bank of America Visa Signature® WorldPoints™ Rewards Offer Bank of America Visa Signature® WorldPoints™ Rewards  Official
Card
Name
Capital One® Standard Platinum  Capital One® Standard Platinum Offer
Bank of America Logo Bank of America 
 
Issuer
Capital One  Capital One Logo
 
Visa  Brand MasterCard 
$0  Annual Fee $0 
Introductory
Rate
0% 
12
Billing
Cycles 
Length of
Intro Period
See
Terms 
9.99 /
15.99 
Go To Rate
(After Intro)
19.55 
Yes  Balance Transfer
Available
Yes 
Very Good  Credit Level
Required
Fair 
Earn 1 Point for every dollar you spend in net retail purchases.  Bullet Points:
1
0% on purchases until December 2008. After that, variable APR, currently 19.55% 
Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.  2 No annual fee 
Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.  3 Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Savings ZoneSM on Yahoo! shopping 
Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning  4 No balance transfer fees 
Card issued by FIA Card Services, N.A.  5 $0 Fraud Liability for unauthorized use if your card is lost or stolen 
     



 


     


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